Odoo payment gateways in Canada
Every payment method and gateway that matters in Canada, with what each one takes to reach Odoo: shipped with the product, a community module, a paid connector, or a build.
Every payment rail we check for a rollout in Canada
16 entries, grouped by what each one costs you to reach from Odoo. The badge is the whole commercial question: shipped with the product, a community module, a paid connector, or a build.
In Odoo
6 of 16Ships with Odoo. Configuration, not development.
Nuvei is headquartered in Montreal and offers Canada Bank Transfer with Interac alongside card acquiring. It is one of the few providers that ships with Odoo 19 out of the box and can still reach Interac, which makes it the shortest path for a Canadian Odoo store.
Stripe lists Canada as a supported country for businesses, so a Canadian company can open an account directly. Odoo 19 ships the Stripe connector and Stripe is the only provider Odoo lists for express checkout.
PayPal is available in over 200 countries and regions and is a common second button on Canadian checkouts. Odoo 19 ships it natively and PayPal charges no subscription fee, which suits low volume stores.
Canadian B2B buyers routinely settle invoices by electronic funds transfer rather than card, which avoids interchange on large orders. Odoo 19 ships a Wire Transfer method that handles this as an offline payment with manual confirmation.
Canadian shoppers pay with wallets on phones both in store and online, and Square lists digital wallets among the payment types it takes in Canada. In Odoo 19 these are reached through the native Stripe connector, which is the only provider Odoo lists as supporting express checkout.
Unconfirmed. Sources agreed, no primary confirmation found.
Authorize.Net is a United States based provider that ships with Odoo 19, and Canadian merchants often inherit it from an existing US processing relationship. Note that its ACH support is USA only, so it does not solve Canadian bank debits.
Unconfirmed. Sources agreed, no primary confirmation found.
Paid connector
4 of 16A paid connector covers this. Licence cost sits outside our fee and is quoted separately.
Interac is Canada's own debit network and Interac Debit is what most Canadian shoppers reach for at checkout instead of a credit card. An Odoo store that only accepts Visa and Mastercard will lose baskets to it.
Moneris is one of the acquirers Canadian merchants sign with to take cards and Interac Debit online. The Odoo apps store carries several Moneris Checkout connectors built for Odoo 19, so this is a solved integration rather than a build.
Unconfirmed. Sources agreed, no primary confirmation found.
Square runs a Canadian operation with local pricing, GST and HST handling, and it accepts debit, contactless and Afterpay. It matters for Canadian retailers who already use Square in store and want the same account behind their Odoo website.
Afterpay is accepted by Canadian merchants and Square lists it as one of the payment types it processes in Canada. The Odoo apps store carries Afterpay payment connectors built for Odoo 19.
Custom build
6 of 16No connector we would put in production. This is scoped, priced and built.
Interac e-Transfer moves money between Canadian bank accounts using an email address or mobile number, and Canadian businesses use it for both invoices and customer payments. It has no Odoo provider, so most merchants take it as an offline method against Odoo's built in Wire Transfer and reconcile by hand.
Interac's newer card free option lets a shopper pay online straight from their bank account through the Konek platform. It is worth naming because it is the first real pay by bank checkout button in Canada and no Odoo connector exists for it yet.
Helcim is based in Calgary and sells card processing, online invoicing, payment links and recurring billing to Canadian and US small businesses, with faster deposits via Interac e-Transfer. It suits smaller Odoo buyers who want a Canadian counterparty rather than a global platform.
Unconfirmed. Sources agreed, no primary confirmation found.
PayBright, the Canadian buy now pay later brand, is now Affirm, and Affirm runs a Canadian site in English and French. If a Canadian shopper expects instalments at checkout, this is the name they know.
Unconfirmed. Sources agreed, no primary confirmation found.
Sezzle offers pay in four and monthly instalments and maintains a Canadian store directory, so Canadian shoppers encounter it. There is no Odoo connector, so it needs building against Sezzle's API.
Unconfirmed. Sources agreed, no primary confirmation found.
Payments Canada's Real-Time Rail is scheduled to launch in Q4 2026 and is in industry solution assurance testing with participants. It is not live yet, so plan Odoo checkouts around Interac and card rails today and treat RTR as a later phase.
Checked Localization notes on this page checked on 22 August 2026.
Rates, formats, thresholds and submission windows change. We configure against the rules in force at build time and confirm every figure with your accountant or tax advisor before sign-off. If a rule moves after go-live, it is a support ticket, not a rebuild. Read more on our Odoo localization service.
How we build payments for Canada
The delivery method behind the list above. The same four steps on a 10-user rollout and on a multi-company programme, with the depth scaled to the scope.
- 1 Start from what buyers already carry. We pick the smallest set of providers that covers the methods your customers use, because every extra gateway is another reconciliation and another support surface.
- 2 Shipped providers first. Anything Odoo already carries is configured before anyone buys a connector. Paid connectors and custom work are priced up front, not discovered mid-project.
- 3 Four tests per provider. Authorization, capture, refund and a deliberate failure, run in sandbox, then repeated once in production with a small live amount.
- 4 Settlement is mapped to the ledger. Payouts, fees and chargebacks post to accounts your accountant agreed, so the bank reconciliation clears instead of leaving a suspense balance.
What we need from you to quote it
Bring these to the first call and you get a scoped, priced payments plan for Canada instead of a range.
- โ Your current gateway contracts and the fee schedule on each.
- โ A month of settlement reports, so the ledger mapping can be tested against real payouts.
- โ The currencies you collect in, and the entity that receives each payout.
Services behind this work
The rest of the Canada localization detail
Each topic has its own page with the full item list, the same way this one does.
Payments in other markets we cover
Running the same rollout across borders? These pages carry the same depth for each market, so you can compare before scoping a multi-country phase.
Scope payments for your Canada rollout.
Send us the list above with your answers against it. We come back with what is configuration, what is a connector, and what is a build, priced before the project starts.