Odoo payment gateways in United States
Every payment method and gateway that matters in United States, with what each one takes to reach Odoo: shipped with the product, a community module, a paid connector, or a build.
Every payment rail we check for a rollout in United States
20 entries, grouped by what each one costs you to reach from Odoo. The badge is the whole commercial question: shipped with the product, a community module, a paid connector, or a build.
In Odoo
13 of 20Ships with Odoo. Configuration, not development.
The default gateway for US direct to consumer brands, and US sits in the supported country list inside Odoo 19's Stripe module. One US Stripe account covers cards, ACH Direct Debit, Cash App Pay, Affirm, Klarna, Afterpay, Link and Amazon Pay.
One of the oldest US gateways and still the thing sitting in front of a lot of established US merchant accounts, so an Odoo migration usually has to keep it. Odoo 19's module turns on ACH Direct Debit alongside cards by default.
Still an expected second button on US checkouts and the account many US shoppers pay from without re entering card details. Odoo 19 ships the PayPal provider and supports USD.
The usual pick once a US retailer runs stores and a website on one contract, or is selling into Europe as well. Its Odoo 19 mapping includes ACH, Cash App Pay and Apple Pay.
The US bank to bank rail behind eCheck payments and the cheapest way to collect large B2B invoices instead of eating card interchange. Odoo 19 reaches it two native ways: Authorize.Net enables it by default, and Stripe maps it to us_bank_account for USD and US customers.
Block's Cash App at checkout, USD and US customers only, and a real conversion lever for younger US buyers who keep a balance there. Odoo 19's Stripe module maps cash_app_pay to Stripe's cashapp, so a US Stripe account reaches it with no extra module.
Most US mobile checkout traffic expects one of these buttons before a card form. Odoo 19's Stripe provider ships express checkout, which Odoo's own field help describes as paying with Google Pay and Apple Pay.
A US based card network that plenty of American shoppers carry and that plain international card setups sometimes decline. Odoo 19 turns Discover on by default with Stripe, Adyen, Authorize.Net, Worldline, Buckaroo and Nuvei.
US instalment lender used on higher ticket items such as furniture, bikes and electronics, where it moves basket size. Stripe supports it for US and Canadian businesses in USD, and Odoo 19 ships an Affirm payment method record.
Stripe lists the US among the business locations that can accept Klarna in USD. Odoo 19 ships Klarna plus the separate Klarna Pay Now and Klarna Pay over time methods so you can expose the right one.
Pay in four provider with real US apparel and beauty volume. Odoo 19's Stripe module maps both afterpay and clearpay to Stripe's afterpay_clearpay, and Stripe supports it for US businesses in USD.
Lets a US shopper check out with the address and card already on their Amazon account, which cuts form abandonment. Stripe supports amazon_pay for US businesses and Odoo 19 ships an Amazon Pay payment method record.
Unconfirmed. Sources agreed, no primary confirmation found.
US B2B still settles a lot of invoices by paper check and by wire, so the order has to sit unpaid until the finance team reconciles it. Odoo 19 ships Wire Transfer as a bank payment method that prints your bank details and a payment reference at checkout.
Paid connector
5 of 20A paid connector covers this. Licence cost sits outside our fee and is quoted separately.
PayPal owned and US only, and a habit for younger American buyers. Odoo 19's native PayPal module only switches on the PayPal method, so Venmo needs a Braintree connector from the store.
The stack under most US small retail, restaurants and services, so an Odoo project usually has to keep taking payments there and reconcile them. Odoo does not ship a Square provider, but eleven connectors cover 19.0, including a free one from Silver Touch.
PayPal's US gateway and the single integration that gets you PayPal, Venmo, cards, Apple Pay and Google Pay at once. Sixteen connectors cover Odoo 19, several of them adding Braintree ACH.
Turns up with larger US merchants who want their own acquiring relationships and cross border processing. Not native to Odoo, but seven connectors cover 19.0.
A US gateway that sits behind a lot of ISO and reseller merchant accounts, so it appears when a client came in through a payments broker rather than direct. Paid Odoo 19 connectors exist for both card and eCheck ACH.
Custom build
2 of 20No connector we would put in production. This is scoped, priced and built.
US pay in four provider offering Pay in 4, Pay in 5 and monthly plans, plus a Sezzle Anywhere virtual card. The only Odoo module on the store stops at 14.0, so Odoo 19 needs a build or a route through an acquirer that already carries it.
The Federal Reserve's instant payment service, live and used by US banks for round the clock account to account settlement. It shows up in US B2B collections rather than at web checkout, so in Odoo it lands as a bank transfer you reconcile.
Unconfirmed. Sources agreed, no primary confirmation found.
Checked Localization notes on this page checked on 22 August 2026.
Rates, formats, thresholds and submission windows change. We configure against the rules in force at build time and confirm every figure with your accountant or tax advisor before sign-off. If a rule moves after go-live, it is a support ticket, not a rebuild. Read more on our Odoo localization service.
How we build payments for United States
The delivery method behind the list above. The same four steps on a 10-user rollout and on a multi-company programme, with the depth scaled to the scope.
- 1 Start from what buyers already carry. We pick the smallest set of providers that covers the methods your customers use, because every extra gateway is another reconciliation and another support surface.
- 2 Shipped providers first. Anything Odoo already carries is configured before anyone buys a connector. Paid connectors and custom work are priced up front, not discovered mid-project.
- 3 Four tests per provider. Authorization, capture, refund and a deliberate failure, run in sandbox, then repeated once in production with a small live amount.
- 4 Settlement is mapped to the ledger. Payouts, fees and chargebacks post to accounts your accountant agreed, so the bank reconciliation clears instead of leaving a suspense balance.
What we need from you to quote it
Bring these to the first call and you get a scoped, priced payments plan for United States instead of a range.
- โ Your current gateway contracts and the fee schedule on each.
- โ A month of settlement reports, so the ledger mapping can be tested against real payouts.
- โ The currencies you collect in, and the entity that receives each payout.
Services behind this work
The rest of the United States localization detail
Each topic has its own page with the full item list, the same way this one does.
Full detail, printed as checked.
Accounting and tax in United StatesFull detail, printed as checked.
Payroll in United StatesFull detail, printed as checked.
Shipping in United StatesFull detail, printed as checked.
United States country overviewServices, modules, client work and delivery for United States.
Payments in other markets we cover
Running the same rollout across borders? These pages carry the same depth for each market, so you can compare before scoping a multi-country phase.
Scope payments for your United States rollout.
Send us the list above with your answers against it. We come back with what is configuration, what is a connector, and what is a build, priced before the project starts.